AI for
Debt Markets

AlternativesFixed IncomeWholesale Lending

Our vision

Credit is the backbone of global finance. It still runs on decades-old infrastructure.

We’re building the infrastructure credit deserves.

Debt is one of the world’s largest markets, yet the data behind every loan, bond and facility sits fragmented in legacy systems. We bring it together on one AI-native platform, keeping every deal’s context intact from origination to repayment and flagging risk before it becomes a loss. Credit that can be seen clearly can move freely, unlocking what debt markets have always lacked: liquidity.

Finoco AI was founded by former bankers from Deutsche Bank and Bank Muscat who spent years working around tools that never kept pace with their markets. Now we’re building what the industry has been missing:

Bankers who know the problem. Builders who can solve it.

Product innovation for
modern debt teams

  • Connect thousands of financial and alternative data points, surface the patterns between them, and form a credit view on any company, transaction, or bond.

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    Explore Credit Research
  • Orchestrate complex finance work in one place, with every task routed automatically to the agent best suited to complete it.

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    Explore Agents
  • Ingest data rooms, work through deal requests alongside your deal team, and run full processes end to end in Finoco.

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    Explore Projects
  • Monitor every position continuously and flag key risks early, so you can act faster with complete context.

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    Explore Portfolio
  • Stress-test positions against rate, market, and credit scenarios, then see the impact on your book before it happens.

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    Explore Simulations
  • Track macro, regulatory, and rating changes as they happen, assess what each one means for you, and act on them from one place.

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    Explore Horizon Scanning
  • Govern models, spend, permissions, and policies in one place, with the analytics, benchmarks, and agentic insights you need to lead AI adoption safely at scale.

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    Explore WatchTower

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Why top performers choose Finoco AI

Move faster, stay in control

Build autonomous agents that run end-to-end financial workflows within your firm’s guardrails.

Put your knowledge to work

Unify your data and your team’s know-how into governed intelligence the whole firm can use.

Catch risk early

Get proactive flags on portfolio shifts and hidden risks across hundreds of files, before they become surprises.

Try Finoco AI in your existing workspaces.

Enterprise rollout

From day one, Finoco AI’s team is here to support you with a dedicated implementation team. Finoco AI is secured in your existing cloud environment.

Rapid rollout

A lightweight version of Finoco AI’s platform that your team can start using right away. No integrations required to begin.

Security built for institutional finance

Your data stays yours, stays in your region, and never outlives the session.

Visit our Security page
  • You own your data

    Your documents and outputs stay yours. They’re never shared and never used to train our models.

  • Zero retention, local residency

    Data is processed in your region, and nothing is stored once processing is done. When the session ends, your data is gone.

  • Sensitive data stays protected

    PII and confidential deal data are anonymised before processing, so sensitive information is never directly exposed.

Discover the future of credit with Finoco AI

Request demo