Illustrative data
Every fund runs on several disconnected tools
Screening, diligence, committee and monitoring each happen in a different place.
- 01
Data rooms arrive unstructured
Each deal brings a data room of mixed documents, and each new analyst reads it from the start.
- 02
IC notes start from a blank page
Committee notes repeat analysis that already exists elsewhere in the firm.
- 03
Monitoring is manual
Borrower reporting and covenant tests are tracked in spreadsheets, fund by fund.
- 01
Ingest
Data rooms, credit agreements, management accounts and compliance certificates.
- 02
Verify
Every extracted number carries a citation to the page it came from, so an analyst can check it.
- 03
Standardise
Borrower reporting extracted into one template across funds.
- 04
Analyse
IC notes, covenant headroom, reporting flags and scenarios.
Across the life of a deal
From screening to exit, each stage has a Finoco product that does the work.
- 01
Screening
Form a credit view on the company or bond before the deal team commits time.
- 02
Diligence
Ingest the data room, review the credit agreement and list the gaps to request.
- 03
Investment committee
Run downside scenarios and fill your IC note template from the deal room.
- 04
Monitoring
Track borrower reporting, covenant headroom and rating changes across every fund.
- 05
Exit and repayment
Keep the deal’s context intact through amendments, refinancing and repayment.
- 06
Governance
Every user action is recorded in an audit trail, and access to each fund and deal is set by role.
What credit fund teams do with Finoco
Data room to deal workspace
Ingest the data room into an indexed workspace and get the list of gaps to request.
ProjectsIC notes
Fill your own IC note template from the deal room, with every figure cited.
ProjectsBorrower reporting
See which reports are received, late or due in the next 30 days, across every fund.
PortfolioCovenant headroom
Test covenants on each new set of numbers and see headroom move between test dates.
PortfolioScenario modelling
Run downside scenarios on projections and bond books before committee.
SimulationsYour own agents
Build agents for your firm’s recurring work, alongside the ones Finoco provides.
Agents
Borrower reporting across every fund, in one view
Finoco matches each report a borrower sends to the obligation in the loan documents, flags what is late, and drafts the request. Nothing goes out until someone on your team presses Send.
- Reports matched to the obligations in the loan documents
- Late and due-in-30-days items flagged
- Requests drafted, sent only after review
Illustrative data
Asset classes managers run with Finoco
One platform for each strategy, with the stages named the way that strategy names them.
Governed, private deployment
Finoco runs in your existing cloud environment, processes data in your region, never trains on it, and records every action.