Finoco AI for Treasuries
Know the credit behind every counterparty and every instrument you hold.
Illustrative data
Counterparty credit is easy to lose sight of
Treasury teams hold instruments and face counterparties whose credit changes between reviews.
- 01
Counterparty data is scattered
Ratings, filings and news on each counterparty sit in different places.
- 02
Policy moves need fast reading
Rate decisions and borrowing calendars have to be read and mapped to holdings and limits.
- 03
Scenarios live in spreadsheets
Rate and liquidity scenarios are rebuilt by hand for each review.
- 01
Ingest
Offer documents, results, rating rationales and facility agreements.
- 02
Verify
Every extracted number carries a citation to the page it came from, so an analyst can check it.
- 03
Standardise
Counterparty and instrument data mapped to one template.
- 04
Analyse
Counterparty views, alerts and rate and liquidity scenarios.
Across the life of a holding
From counterparty review to maturity, each stage has a Finoco product that does the work.
- 01
Counterparty review
Form a credit view on the counterparty from registry data and public sources.
- 02
Research
Read offer documents, results and rating rationales together, with every figure cited.
- 03
Approval
Reprice holdings under rate, spread and liquidity shocks before limits are set.
- 04
Monitoring
Watch rating changes, spread widening and policy decisions on every holding.
- 05
Maturity
Follow coupons and redemptions on each bond through to maturity.
- 06
Governance
Every user action is recorded in an audit trail, and access to each fund and deal is set by role.
What treasury teams do with Finoco
Counterparty research
Form a credit view on any counterparty from registry data and public sources.
Credit ResearchRating and spread alerts
Get a daily summary of rating actions and spread widening on the bonds you hold.
Horizon ScanningPolicy decisions
Follow central bank decisions and the government borrowing calendar as they are published.
Horizon ScanningRate and liquidity scenarios
Reprice holdings under rate, spread and liquidity shocks over the period you choose.
SimulationsCash-flow ladders
Lay out each bond’s coupons and redemptions by date.
PortfolioYour own covenants
Test the covenants in the facilities you borrow under on your latest numbers.
Portfolio
Rating actions on every counterparty you hold
Finoco watches each bond on your list for rating changes and spread widening, and reads the latest rating rationale for the drivers and triggers behind each action.
- Rating changes detected on each watched ISIN
- Spread widening and yield alerts in a daily summary
- Rationale summaries with key drivers and triggers
Illustrative data
Asset classes treasuries work in with Finoco
The instruments you hold and the facilities you borrow under.
Governed, private deployment
Finoco runs in your existing cloud environment, processes data in your region, never trains on it, and records every action.