Portfolio
Monitor every position continuously and flag key risks early, so you can act faster with complete context.
Illustrative data
Quarter end is too late to find out.
Covenant tests, compliance certificates and rating changes arrive on different days in different formats. Portfolio reads them as they come in and flags what has moved, with the deal’s history attached.
From reporting to early action
- Step 01
Connect the book
Bring in positions, loan documents, amendments and borrower reporting.
- Step 02
Monitor continuously
Each covenant is tested on its own dates against the evidence, with headroom to the next limit.
- Step 03
Flag early
Narrowing headroom, a missed certificate or a breached undertaking raises a flag.
- Step 04
Act with context
Open the flag to see the deal from origination to today, then decide the next step.
What Portfolio does
Always on
Positions, covenants and exposures are monitored continuously, not at quarter end.
Early flags
Covenant pressure, rating drift and missed reporting surface before they become losses.
Full context
Each flag carries the deal history behind it, from origination to today.
Reporting tracked
See which compliance certificates and accounts are due, received or late.
Undertakings watched
New borrowing, dividends, asset sales and auditor changes are caught as they surface.
Alerts to your team
Overdue payments, tracked metric changes and mandate breaches reach your team by email.
A flag with the story behind it
When headroom narrows, Portfolio shows the trend that led there and the events along the way: the original terms, any amendments and the reporting record.
- Tested on each covenant date
- Compliant only when the evidence says so
- Amendments and certificates on record
Illustrative data
Where Portfolio helps
Asset classes
- Fixed Income Bonds (INR)Rating actions, spread moves and mandate limits watched for each bond.
- Wholesale LendingCovenants tested on their dates against the loan documents.
- Real EstateProject loans monitored against their covenants and reporting.
- Private CreditEvery deal watched from origination to repayment.
One platform, one record
Portfolio runs inside the permissions and policies your firm sets, and every flag and the action taken on it stays on record.