Finoco AI for Pension Funds
Long-horizon credit portfolios, watched continuously.
Illustrative data
Long horizons need continuous watching
Credit held for years changes many times before it matures.
- 01
Reviews are periodic
Holdings are reviewed on a cycle, while ratings, disclosures and markets move every day.
- 02
Scenarios are hard to repeat
Rate and spread scenarios are rebuilt for each committee, with assumptions that are hard to trace.
- 03
Decisions need a clear record
Trustees and auditors ask why a position was taken, and the answer is spread across emails and memos.
- 01
Ingest
Offer documents, results, rating rationales and manager reporting.
- 02
Verify
Every extracted number carries a citation to the page it came from, so an analyst can check it.
- 03
Standardise
Holdings and issuer data mapped to one template across mandates.
- 04
Analyse
Continuous monitoring, alerts and scenarios on the whole book.
Across the life of a holding
From allocation to maturity, each stage has a Finoco product that does the work.
- 01
Allocation
Form a credit view on the issuer or borrower before the mandate commits.
- 02
Research
Read offer documents, results and rating rationales together, with every figure cited.
- 03
Committee
Run rate, spread and rating-migration scenarios before the committee decides.
- 04
Monitoring
Watch every holding, with rating, spread and policy changes as they happen.
- 05
Maturity
Keep the full history of each holding through to redemption.
- 06
Governance
Every user action is recorded in an audit trail, and access to each fund and deal is set by role.
What pension investment teams do with Finoco
Continuous monitoring
Monitor every position continuously instead of at each review date.
PortfolioRate and spread scenarios
Reprice the book under rate, spread, rating-migration and liquidity shocks over long holding periods.
SimulationsRating and spread alerts
Get a daily summary of rating actions and spread widening on the bonds you hold.
Horizon ScanningIssuer research
Form a credit view on any issuer, with every figure linked to its source.
Credit ResearchPolicy decisions
Follow central bank decisions and the government borrowing calendar alongside the book.
Horizon ScanningAudit trail
Every user action is recorded, so the reasons behind a decision can be shown later.
WatchTower
Rating and spread moves, caught between reviews
Finoco watches each bond on your list for rating changes and spread widening, and reads the latest rating rationale for the drivers and triggers behind each action.
- Rating changes detected on each watched ISIN
- Spread widening and yield alerts in a daily summary
- Rationale summaries with key drivers and triggers
Illustrative data
Asset classes pension funds work in with Finoco
The same monitoring across listed and private credit.
Governed, private deployment
Finoco runs in your existing cloud environment, processes data in your region, never trains on it, and records every action.