Finoco AI for Fixed Income Bonds (INR)
Research, monitor and stress INR corporate bonds and NCDs.
Illustrative data
INR credit research is spread across too many places
The information behind an Indian corporate bond is public. It is just scattered, unstandardised and slow to assemble.
- 01
Disclosures in many places
Exchange filings, rating rationales and trustee reports each sit on a different site, in a different format.
- 02
Rating actions between reviews
An outlook change can land weeks before the next review, and someone has to trace it to every holding by hand.
- 03
No common template
Each issuer reports its own way, so comparing leverage, liquidity and spreads across a book means rebuilding the numbers each time.
- 01
Ingest
Offer documents from both exchanges, company results and disclosures, matched to each ISIN.
- 02
Verify
Each figure is cited to its page, and an analyst approves disclosures before they enter the record.
- 03
Standardise
Issuer financials mapped to one template, with rating, coupon and maturity for each ISIN.
- 04
Analyse
Credit views, rating watchlists, yield and spread analysis, and bond book scenarios.
Across the life of a bond
From the first screen to final redemption, each stage has a Finoco product that does the work.
- 01
Screening
Look up any listed INR bond by rating, issue size, coupon and maturity before you spend research time.
- 02
Issuer research
Read offer documents, results and the latest rating rationale together, with every figure cited.
- 03
Investment committee
Reprice the position under rate, spread and rating-migration shocks before it goes to committee.
- 04
Surveillance
Watch rating changes, spread widening and policy decisions on every bond you hold.
- 05
Maturity
Follow coupons and redemptions on each bond’s cash-flow ladder through to maturity.
- 06
Governance
Every user action is recorded in an audit trail, and access to each fund and deal is set by role.
What fixed income teams do with Finoco
Issuer credit views
Bring offer documents, results and public sources into one view of the issuer, with every figure linked to its page.
Credit ResearchRating rationale summaries
Get the latest rationale’s action, key drivers, liquidity view and upgrade or downgrade triggers in one read.
AgentsRating and spread alerts
Keep a watchlist of ISINs and get a daily summary of rating actions, spread widening and yield alerts.
Horizon ScanningYield and spread analysis
See each bond’s yield to maturity and spread over government bonds against the curve.
Credit ResearchBond book scenarios
Reprice the whole book under rate, spread, rating-migration and liquidity shocks over the holding period you choose.
SimulationsCash-flow ladders
Lay out each bond’s coupons and redemptions by date, so maturities are never a surprise.
Portfolio
Rating actions and spread moves on every bond you hold
Finoco watches each bond on your list for rating changes and spread widening, and reads the latest rating rationale for the drivers and triggers behind each action.
- Rating changes detected on each watched ISIN
- Spread widening and yield alerts in a daily summary
- Rationale summaries with key drivers and triggers
Illustrative data
Built for the teams that hold INR credit
Fixed income desks, investment offices and advisors use the same research and surveillance.
Governed, private deployment
Finoco runs in your existing cloud environment, processes data in your region, never trains on it, and records every action.