Finoco AI for Real Estate
Project finance and real-estate credit, with sales, collections and escrow tracked as they are reported.
Illustrative data
Real estate credit moves with the project
Each loan depends on what happens on site and in sales, and that information arrives late and in pieces.
- 01
Every project is its own data room
Approvals, title reports, valuations, cost plans and sales data arrive in a different format for each developer.
- 02
Sales and collections are compiled by hand
Bookings, collections and escrow statements come from developer reports and bank statements that never match.
- 03
Cover is checked too rarely
Escrow inflows, unsold inventory and committed cover change every month, but are often checked only at review.
- 01
Ingest
Approvals, valuations, cost plans, developer sales reports and escrow statements.
- 02
Verify
Every extracted number carries a citation to the page it came from, so an analyst can check it.
- 03
Standardise
Project data in one structure, across developers and projects.
- 04
Analyse
Sales, collections, escrow and cover tests, project by project.
Across the life of a project loan
From the first look at a developer to the final repayment, each stage has a Finoco product that does the work.
- 01
Origination
Form a view on the developer and its group before the term sheet.
- 02
Diligence
Ingest the project data room and get a list of gaps to request from the developer.
- 03
Approval
Test the developer’s projections against downside scenarios and draft the committee note.
- 04
Construction and sales
Track each project’s stage, sales, collections and escrow inflows as they are reported.
- 05
Repayment
Keep the project’s full record, from sanction to the final repayment.
- 06
Governance
Every user action is recorded in an audit trail, and access to each fund and deal is set by role.
What real estate credit teams do with Finoco
Project data rooms
Turn approvals, valuations, cost plans and sales data into one indexed deal room, with gaps listed.
ProjectsSales and collections
Track sales velocity and collections on each project from the developer’s own reports.
PortfolioEscrow tests
Test escrow inflows as a share of collections, project by project, every time new statements arrive.
PortfolioInventory and cover
Watch unsold inventory and committed cover as each project sells through.
PortfolioProject stage
See where each project stands, from land and approvals through construction to delivery.
PortfolioCommittee notes
Fill your own committee note template from the deal room, with every figure cited.
Projects
Every project tested on sales, collections and escrow
Finoco reads each developer report and escrow statement as it arrives, runs the same health tests on every project, and flags the ones that slip.
- Sales velocity and collections against plan
- Escrow inflows as a share of collections
- Unsold inventory and committed cover
Illustrative data
Built for the teams that finance projects
Construction finance, real estate credit funds and bank project desks use the same tests.
Governed, private deployment
Finoco runs in your existing cloud environment, processes data in your region, never trains on it, and records every action.